Every purchase itemized, so the month adds up
Twenty-four rows for logging what you actually spent, line by line, with a category column so you can see where the money went rather than just how much of it left.
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The budget tracker is for planning what you intend to spend by category. This one is for recording what you actually spent, purchase by purchase. Many people use both.
No - the category column is blank so you use labels that match your own spending rather than someone else's.